.hec-nz-communication{--ink:#1A1D21;--navy:#00247D;--navy-soft:#E7EDF9;--gold:#F5B82E;--navy-dk:#001A5C;--navy-lt:#1F4BB0;--blue:#1E4FBF;--title:#00247D;--line:#D9E1EF;--wash:#F8FAFE;--card:#F3F6FC;--card-2:#F8FAFE;--green:#00247D;--green-pale:#EAF0FA;--grey:#5C6672;--paper:#FFFFFF;--display:'Playfair Display',Georgia,serif;--body:'Poppins',system-ui,-apple-system,'Segoe UI',sans-serif;--r:10px;--focus:75%;width:100%;max-width:100%;margin-left:auto;margin-right:auto;box-sizing:border-box;font-family:var(--body);font-size:16.5px;line-height:1.68;color:var(--ink);background:var(--paper)!important;-webkit-font-smoothing:antialiased}
.hec-nz-communication *{box-sizing:border-box}

.hec-nz-communication h1,.hec-nz-communication h2,.hec-nz-communication h3,.hec-nz-communication h4,.hec-nz-communication h5{font-family:var(--display)!important;font-weight:600!important;margin:0!important;line-height:1.16!important;letter-spacing:-.01em!important;text-transform:none!important}
.hec-nz-communication p{margin:0 0 1em!important}
.hec-nz-communication ul,.hec-nz-communication ol,.hec-nz-communication dl,.hec-nz-communication dd{margin:0!important}
.hec-nz-communication li{font-size:inherit!important;line-height:inherit!important;margin:0!important;padding-left:0!important;text-indent:0!important;list-style:none!important}
.hec-nz-communication a{text-decoration:underline!important;color:inherit!important;box-shadow:none!important;font-size:inherit;line-height:inherit;font-family:inherit!important;text-transform:none!important}
.hec-nz-communication img{max-width:100%;height:auto;filter:none!important}
.hec-nz-communication dt,.hec-nz-communication dd{margin-left:0!important}
.hec-nz-communication strong{font-weight:600}
.hec-nz-communication em{font-style:italic}

.hec-nz-communication .wrap{max-width:1140px!important;margin:0 auto!important;padding:0 24px!important}
.hec-nz-communication .section{padding:58px 0!important;scroll-margin-top:96px}
.hec-nz-communication .section.tint{background:var(--card)!important;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.hec-nz-communication .section.navy{background:linear-gradient(140deg,var(--navy-dk),var(--navy-lt))!important;color:#fff!important}
.hec-nz-communication .section-head{margin-bottom:28px!important}
.hec-nz-communication .section-head h2{font-size:clamp(23px,3vw,32px)!important;font-weight:700!important;color:var(--title)!important}
.hec-nz-communication .section-head h2 i{font-style:italic!important;font-family:var(--body)!important;font-weight:400!important;color:var(--navy)!important}
.hec-nz-communication .section.navy .section-head h2{color:#fff!important}
.hec-nz-communication .section.navy .section-head h2 i{color:#FFD76A!important}
.hec-nz-communication .section-head p{color:var(--grey)!important;max-width:68ch!important;margin-top:10px!important}
.hec-nz-communication .section.navy .section-head p{color:#D4DFF3!important}
.hec-nz-communication .eyebrow{font-family:var(--body)!important;font-size:12px!important;font-weight:600!important;text-transform:uppercase!important;letter-spacing:.14em!important;color:var(--gold)!important;margin-bottom:14px!important}

.hec-nz-communication .crumb{background:var(--card)!important;border-bottom:1px solid var(--line);font-size:13.2px!important;color:var(--grey)!important}
.hec-nz-communication .crumb ol{list-style:none!important;margin:0!important;padding:11px 0!important;display:flex!important;flex-wrap:wrap;gap:8px}
.hec-nz-communication .crumb a{color:var(--grey)!important;text-decoration:none!important;display:inline-block!important;padding-top:4px!important;padding-bottom:4px!important}
.hec-nz-communication .crumb a:hover{color:var(--blue)!important;text-decoration:underline!important}
.hec-nz-communication .crumb li+li::before{content:"\203A";margin-right:8px!important;color:#B7C6E6!important}
.hec-nz-communication .crumb [aria-current]{color:var(--ink)!important}

.hec-nz-communication .hero{background:linear-gradient(155deg,#001347 0%,#00247D 48%,#1544AB 100%)!important;color:#fff!important;padding:52px 0 58px!important}
.hec-nz-communication .heroeyebrow{font-family:var(--body)!important;font-size:12px!important;font-weight:600!important;letter-spacing:.17em!important;text-transform:uppercase!important;color:#9FC0EC!important;margin:0 0 22px!important}
.hec-nz-communication .hero h1{font-size:clamp(2.05rem,4.4vw,3rem)!important;font-weight:600!important;max-width:20ch!important;letter-spacing:-.015em!important;margin-bottom:16px!important;color:#fff!important}
.hec-nz-communication .hero h1 span{color:var(--gold)!important}
.hec-nz-communication .hero p{max-width:64ch!important;color:#E0E9F8!important;font-size:17px!important;margin-bottom:24px!important}
.hec-nz-communication .hero p strong{color:#fff!important;font-weight:600}
.hec-nz-communication .hero p em{color:#FFD76A!important;font-style:italic}
.hec-nz-communication .hero-badges{display:flex!important;gap:10px;flex-wrap:wrap;list-style:none!important;margin:0!important;padding:0!important}
.hec-nz-communication .hero-badges li{font-size:13px!important;padding:6px 12px!important;border-radius:100px!important;border:1px solid rgba(255,255,255,.28);color:#EAF1FC!important}
.hec-nz-communication .hero-badges li.solid{background:var(--gold)!important;border-color:var(--gold);color:var(--ink)!important;font-weight:600!important}
.hec-nz-communication .hero-badges li.offer{border-color:var(--gold);color:var(--gold)!important;font-weight:600!important}
.hec-nz-communication .hero-in{display:grid!important;grid-template-columns:1fr auto;gap:40px;align-items:start}
.hec-nz-communication .hero-main{min-width:0}
.hec-nz-communication .cert-card{background:#fff!important;border-radius:14px!important;padding:26px 24px!important;text-align:center;min-width:250px!important;box-shadow:0 14px 40px rgba(11,30,63,.22)!important}
.hec-nz-communication .glance-card{text-align:left;min-width:300px!important;max-width:352px!important}
.hec-nz-communication .glance-card .glance-k{font-family:var(--body)!important;font-size:12px!important;font-weight:700!important;letter-spacing:.13em!important;text-transform:uppercase!important;color:var(--blue)!important;margin:0 0 15px!important;max-width:none!important}
.hec-nz-communication .glance-card dl{margin:0!important}
.hec-nz-communication .glance-card dt{font-family:var(--body)!important;font-size:12.8px!important;color:var(--grey)!important;margin:0 0 3px!important}
.hec-nz-communication .glance-card dd{font-family:var(--body)!important;font-size:14.4px!important;font-weight:600!important;color:var(--navy)!important;margin:0 0 13px!important;line-height:1.45!important}
.hec-nz-communication .glance-card dd:last-child{margin-bottom:0!important}
.hec-nz-communication .issuer{display:flex!important;align-items:center;gap:13px;margin-top:18px!important;padding-top:16px!important;border-top:1px solid var(--line)}
.hec-nz-communication .issuer .hec-mark{width:46px!important;height:48px;flex:0 0 auto}
.hec-nz-communication .issuer p{margin:0!important}
.hec-nz-communication .issuer b{display:block!important;font-family:var(--body)!important;font-size:12.6px!important;font-weight:700!important;color:var(--navy)!important;line-height:1.35!important;max-width:34ch!important}
.hec-nz-communication .issuer small{display:block!important;font-size:12px!important;color:var(--grey)!important;line-height:1.4!important;margin-top:3px!important}

.hec-nz-communication .stats{background:var(--navy)!important}
.hec-nz-communication .stats .wrap{display:grid!important;grid-template-columns:repeat(4,1fr);gap:16px;padding-top:28px!important;padding-bottom:32px!important}
.hec-nz-communication .stat{background:linear-gradient(150deg,#2E6BE6 0%,#0D3597 100%)!important;border-radius:16px!important;padding:24px 24px 26px!important;box-shadow:0 10px 26px rgba(3,20,12,.30)!important}
.hec-nz-communication .stat b{display:block!important;font-family:var(--display)!important;font-size:clamp(1.6rem,2.6vw,2.15rem)!important;font-weight:700!important;color:#fff!important;line-height:1.08!important;margin-bottom:10px!important}
.hec-nz-communication .stat span{display:block!important;font-size:14.5px!important;color:var(--green-pale)!important;line-height:1.5!important}

.hec-nz-communication .startline{font-size:16.5px!important;line-height:1.6!important;color:var(--gold)!important;margin:0 0 22px!important;max-width:62ch!important;padding-left:14px!important;border-left:3px solid var(--gold)!important}
.hec-nz-communication .startline strong{color:var(--gold)!important;font-weight:600}
.hec-nz-communication .btnrow{display:flex!important;gap:12px;flex-wrap:wrap;align-items:center;margin:0 0 14px!important}
.hec-nz-communication .btn{border-radius:8px!important;padding:13px 24px!important;font-weight:700!important;font-size:15px!important;text-decoration:none!important;display:inline-block!important;text-align:center!important;min-height:46px!important;line-height:20px!important;font-family:var(--body)!important}
.hec-nz-communication .btn-gold{background:var(--gold)!important;color:var(--ink)!important;border:1px solid var(--gold)}
.hec-nz-communication .btn-gold:hover{background:#FFD452!important;color:var(--ink)!important}
.hec-nz-communication .btn-ghost{background:transparent!important;color:#fff!important;border:1px solid rgba(255,255,255,.4)}
.hec-nz-communication .btn-ghost:hover{border-color:#fff!important;color:#fff!important}
.hec-nz-communication .btn-line{background:#fff!important;color:var(--navy)!important;border:1px solid var(--navy)}
.hec-nz-communication .btn-line:hover{background:var(--green-pale)!important;color:var(--navy)!important}
.hec-nz-communication .finepr{font-size:13.4px!important;color:#C6D4EE!important;margin:0!important}

.hec-nz-communication .trust{display:flex!important;flex-wrap:wrap;gap:10px;list-style:none!important;margin:22px 0 0!important;padding:0!important}
.hec-nz-communication .trust li{flex:1 1 212px;font-size:13.6px!important;color:var(--navy)!important;background:var(--green-pale)!important;border:1px solid #B7C6E6;border-radius:8px!important;padding:9px 13px!important}
.hec-nz-communication .trust b{color:var(--blue)!important;margin-right:6px}

.hec-nz-communication .toc{background:var(--card-2)!important;border:1px solid var(--line);border-radius:12px!important;padding:22px 26px!important}
.hec-nz-communication .toclabel{font-family:var(--body)!important;font-size:12px!important;font-weight:700!important;text-transform:uppercase!important;letter-spacing:.12em!important;color:var(--grey)!important;margin:0 0 13px!important}
.hec-nz-communication .toc ul{list-style:none!important;padding:0!important;margin:0!important;column-count:2;column-gap:34px}
.hec-nz-communication .toc li{font-size:14.6px!important;margin:0 0 8px!important;break-inside:avoid}
.hec-nz-communication .toc a{color:var(--title)!important;text-decoration:none!important;display:inline-block!important;padding:3px 0!important}
.hec-nz-communication .toc a:hover{text-decoration:underline!important;text-underline-offset:2px}

.hec-nz-communication .grid{display:grid!important;grid-template-columns:repeat(auto-fill,minmax(min(262px,100%),1fr));gap:16px}
.hec-nz-communication .card{background:#fff!important;border:1px solid #B7C6E6;border-radius:10px!important;padding:18px 18px!important;display:flex!important;flex-direction:column;gap:9px;box-shadow:0 1px 3px rgba(32,66,135,.07)!important}
.hec-nz-communication .card h3{font-family:var(--body)!important;font-size:15.8px!important;font-weight:600!important;line-height:1.34!important;letter-spacing:0!important;color:var(--title)!important}
.hec-nz-communication .card p{margin:0!important;font-size:14.4px!important;line-height:1.62!important;color:var(--grey)!important}
.hec-nz-communication .cpd{display:inline-flex!important;align-items:center;gap:7px;background:var(--wash)!important;border:1px solid #D9E6F5;border-radius:6px!important;padding:3px 9px!important;align-self:flex-start}
.hec-nz-communication .cpd span{font-family:var(--body)!important;font-size:12px!important;font-weight:700!important;letter-spacing:.07em!important;text-transform:uppercase!important;color:var(--navy)!important}

.hec-nz-communication .steps{display:grid!important;grid-template-columns:repeat(auto-fit,minmax(min(232px,100%),1fr));gap:18px;counter-reset:s;list-style:none!important;margin:0!important;padding:0!important}
.hec-nz-communication .step{border-top:2px solid var(--gold);padding-top:16px!important}
.hec-nz-communication .step::before{counter-increment:s;content:'Stage ' counter(s);display:block;font-family:var(--body)!important;font-size:12px!important;font-weight:700!important;color:var(--gold)!important;letter-spacing:.09em!important;text-transform:uppercase!important;margin-bottom:7px}
.hec-nz-communication .step h3{font-family:var(--body)!important;font-size:16px!important;font-weight:700!important;margin-bottom:7px!important;color:#fff!important}
.hec-nz-communication .step p{margin:0!important;font-size:14.6px!important;color:#D4DFF3!important;line-height:1.55!important}

.hec-nz-communication .clause{border-left:3px solid var(--gold);padding:2px 0 2px 18px!important;margin:0 0 20px!important}
.hec-nz-communication .clause h3{font-family:var(--body)!important;font-size:15.6px!important;font-weight:700!important;color:var(--title)!important;margin:0 0 5px!important}
.hec-nz-communication .clause p{margin:0!important;font-size:14.8px!important;color:var(--grey)!important;line-height:1.62!important}

.hec-nz-communication .terms{display:grid!important;grid-template-columns:repeat(auto-fit,minmax(min(300px,100%),1fr));gap:16px;margin:0!important}
.hec-nz-communication .terms div{background:#fff!important;border:1px solid #B7C6E6;border-radius:12px!important;padding:20px 24px!important;box-shadow:0 1px 3px rgba(32,66,135,.07)!important}
.hec-nz-communication .terms dt{font-family:var(--display)!important;font-size:1.16rem!important;color:var(--title)!important;font-weight:600!important;margin:0 0 6px!important}
.hec-nz-communication .terms dd{margin:0!important;color:var(--grey)!important;font-size:15.4px!important;line-height:1.65!important}

.hec-nz-communication .prose p{max-width:72ch!important;color:#3D4653!important}
.hec-nz-communication .subhead2{font-family:var(--body)!important;font-size:17px!important;font-weight:700!important;color:var(--title)!important;margin:30px 0 6px!important}
.hec-nz-communication .prose-p{color:var(--grey)!important;margin:0 0 18px!important;font-size:15px!important}
.hec-nz-communication .small-note{font-size:14.6px!important;color:var(--grey)!important;margin:20px 0 0!important;max-width:72ch!important}
.hec-nz-communication .grid .card p a{color:var(--blue)!important;text-underline-offset:2px!important;display:inline-block!important;padding:11px 0!important;min-height:44px!important;line-height:1.4!important}
.hec-nz-communication .prose h3{font-family:var(--body)!important;font-size:16.4px!important;font-weight:700!important;color:var(--title)!important;margin:0 0 8px!important}
.hec-nz-communication .srclist{margin:0 0 4px!important;padding:0!important;list-style:none!important}
.hec-nz-communication .srclist li{margin:0 0 10px!important}
.hec-nz-communication .srclist a{color:var(--blue)!important;text-decoration:underline!important;text-underline-offset:2px!important;display:inline-block!important;padding:11px 0!important;line-height:1.4!important;min-height:44px!important}

.hec-nz-communication .author{display:flex!important;gap:24px;align-items:flex-start;background:#fff!important;border:1px solid #B7C6E6;border-radius:12px!important;padding:26px 28px!important}
.hec-nz-communication .author img{width:128px!important;height:128px;border-radius:12px!important;object-fit:cover;object-position:var(--focus) center;flex:0 0 auto;border:1px solid var(--line)}
.hec-nz-communication .author .body{flex:1 1 320px;min-width:0}
.hec-nz-communication .author h3{font-size:1.18rem!important;margin-bottom:3px!important;color:var(--title)!important}
.hec-nz-communication .author .role{font-size:13.2px!important;color:var(--grey)!important;margin:0 0 12px!important}
.hec-nz-communication .author p{font-size:14.8px!important;color:var(--grey)!important;margin:0 0 10px!important;max-width:76ch!important}
.hec-nz-communication .author .creds{font-size:13.4px!important;color:var(--blue)!important;font-weight:600!important;margin:0!important}
.hec-nz-communication .author .rev{margin:13px 0 0!important;font-size:12.6px!important;color:var(--grey)!important}

.hec-nz-communication .faq{max-width:880px!important;margin:0 auto!important}
.hec-nz-communication .faq-head{text-align:center!important}
.hec-nz-communication .faq-head h2{text-align:center!important}
.hec-nz-communication .faq-head p{margin-left:auto!important;margin-right:auto!important}
.hec-nz-communication .faq details{border-bottom:1px solid var(--line)}
.hec-nz-communication .faq summary{list-style:none!important;cursor:pointer;padding:17px 34px 17px 0!important;font-family:var(--body)!important;font-weight:600!important;font-size:16.5px!important;position:relative;color:var(--ink)!important;min-height:48px!important}
.hec-nz-communication .faq summary::-webkit-details-marker{display:none!important}
.hec-nz-communication .faq summary::after{content:'+';position:absolute;right:6px;top:50%;transform:translateY(-50%);font-size:21px!important;color:var(--blue)!important;font-weight:400!important}
.hec-nz-communication .faq details[open] summary::after{content:'\2212'}
.hec-nz-communication .faq details[open] summary{color:var(--navy)!important}
.hec-nz-communication .faq .ans{padding:0 34px 20px 0!important;color:#5A6B84!important;font-size:15.5px!important;line-height:1.6!important}
.hec-nz-communication .faq .ans p:last-child{margin-bottom:0!important}

.hec-nz-communication .rel .card h3 a{color:var(--title)!important;text-decoration:none!important;display:inline-block!important;min-height:44px!important;padding:7px 0!important;line-height:1.34!important}
.hec-nz-communication .rel .card h3 a:hover{text-decoration:underline!important;text-underline-offset:2px}
.hec-nz-communication .rel .meta{font-size:12.8px!important;color:var(--grey)!important;margin:0!important}
.hec-nz-communication .here{background:var(--card)!important;border-style:dashed!important}
.hec-nz-communication .here .meta{color:var(--blue)!important;font-weight:600!important}
.hec-nz-communication .seeall{margin:24px 0 0!important;font-size:14.6px!important}
.hec-nz-communication .seeall a{color:var(--blue)!important;text-decoration:underline!important;text-underline-offset:2px!important;display:inline-block!important;padding:5px 0!important}

.hec-nz-communication .cta{text-align:center}
.hec-nz-communication .cta h2{font-size:clamp(24px,3.2vw,34px)!important;font-weight:700!important;margin-bottom:12px!important;color:#fff!important}
.hec-nz-communication .cta p{color:#D4DFF3!important;max-width:64ch!important;margin:0 auto 24px!important}
.hec-nz-communication .cta-row{display:flex!important;gap:12px;justify-content:center;flex-wrap:wrap}

.hec-nz-communication .foot{background:#001A5C!important;color:#B7C6E6!important;padding:32px 0 30px!important;font-size:14.2px!important;line-height:1.62!important}
.hec-nz-communication .foot strong{color:#fff!important;font-weight:600}
.hec-nz-communication .disclaimer{max-width:96ch!important;margin:0!important}

.hec-nz-communication .nsw{font-size:14.2px!important;color:var(--grey)!important;margin:20px 0 0!important}
.hec-nz-communication .nsw a{color:var(--blue)!important;text-underline-offset:2px!important;display:inline-block!important;padding:4px 0!important}
.hec-nz-communication .section.navy .nsw{color:#D4DFF3!important;max-width:78ch!important}
.hec-nz-communication .section.navy .nsw strong{color:#fff!important;font-weight:600}
.hec-nz-communication .section.navy .nsw a{color:#FFD76A!important}
.hec-nz-communication .subhead{font-family:var(--body)!important;font-size:17px!important;font-weight:700!important;color:#fff!important;margin:30px 0 8px!important}







.hec-nz-communication .answerfirst{background:var(--green-pale)!important;border-bottom:1px solid #B7C6E6;padding:34px 0!important}
.hec-nz-communication .inshort-h{font-family:var(--body)!important;font-size:12px!important;font-weight:700!important;text-transform:uppercase!important;letter-spacing:.13em!important;color:var(--blue)!important;margin:0 0 10px!important}
.hec-nz-communication .inshort{font-size:17.5px!important;line-height:1.6!important;color:var(--title)!important;max-width:74ch!important;margin:0!important}
.hec-nz-communication .inshort strong{font-weight:600}

.hec-nz-communication .faq details:target > .ans{display:block!important}
.hec-nz-communication .faq details:target{border-left:3px solid var(--gold)!important;padding-left:15px!important}
.hec-nz-communication .faq details:target > summary{color:var(--title)!important}

.hec-nz-communication .faq details:has(:target)::details-content{content-visibility:visible!important}
.hec-nz-communication .faq .ans:target{border-left:3px solid var(--gold)!important;padding-left:15px!important}

@media(max-width:900px){
.hec-nz-communication .stats .wrap{grid-template-columns:repeat(2,1fr);gap:12px}
}
@media(max-width:860px){
.hec-nz-communication .hero-in{grid-template-columns:1fr;gap:26px}
.hec-nz-communication .glance-card{min-width:0!important;max-width:none!important}
.hec-nz-communication .cert-card{min-width:0!important}
}
@media(max-width:760px){
.hec-nz-communication{font-size:16px}
.hec-nz-communication .wrap{padding:0 18px!important}
.hec-nz-communication .section{padding:42px 0!important}
.hec-nz-communication .hero{padding:38px 0 44px!important}
.hec-nz-communication .toc ul{column-count:1}
.hec-nz-communication .btn{display:block!important;width:100%!important}
.hec-nz-communication .cta-row{flex-direction:column}
.hec-nz-communication .author{gap:18px}
.hec-nz-communication .author img{width:96px!important;height:96px}

.hec-nz-communication .glance-card{min-width:0!important;max-width:none!important}
.hec-nz-communication .cert-card{min-width:0!important;padding:22px 18px!important}
.hec-nz-communication .stats .wrap{grid-template-columns:1fr;padding-top:22px!important;padding-bottom:24px!important}
.hec-nz-communication .stat{padding:20px 22px 22px!important}
.hec-nz-communication .crumb{font-size:14px!important}
.hec-nz-communication .crumb ol{padding:4px 0!important;gap:6px}
.hec-nz-communication .crumb a{padding:12px 8px!important;margin-left:-8px!important;min-width:44px!important;min-height:44px!important;display:inline-flex!important;align-items:center;justify-content:center}
.hec-nz-communication .crumb li{display:inline-flex!important;align-items:center}
.hec-nz-communication .hero-badges li{font-size:14px!important}
.hec-nz-communication .toc li{font-size:15px!important;margin:0 0 8px!important}
.hec-nz-communication .toc a{padding:12px 0!important;min-height:44px!important;display:flex!important;align-items:center}
.hec-nz-communication .seeall a,.hec-nz-communication .nsw a{padding:11px 0!important;min-height:44px!important}
.hec-nz-communication .glance-card .glance-k{font-size:14px!important}
.hec-nz-communication .glance-card dt{font-size:14px!important}
.hec-nz-communication .issuer b{font-size:14px!important}
.hec-nz-communication .issuer small{font-size:13px!important}
.hec-nz-communication .rel .meta{font-size:14px!important}
.hec-nz-communication .author .rev,.hec-nz-communication .author .role,.hec-nz-communication .author .creds,.hec-nz-communication .issuer small{font-size:14px!important}
.hec-nz-communication .cpd span{font-size:12px!important}
}
@media(pointer:coarse){
.hec-nz-communication .issuer b{font-size:14px!important}
.hec-nz-communication .rel .meta{font-size:14px!important}
.hec-nz-communication .faq{max-width:660px!important}
.hec-nz-communication .issuer small,.hec-nz-communication .author .role,.hec-nz-communication .author .creds,.hec-nz-communication .author .rev{font-size:14px!important}
.hec-nz-communication .clause p,.hec-nz-communication .clause h3{max-width:62ch!important}
.hec-nz-communication .section-head p{max-width:62ch!important}
.hec-nz-communication .cpd span{font-size:12px!important}
.hec-nz-communication .prose p,.hec-nz-communication .subhead2{font-family:var(--body)!important;font-size:17px!important;font-weight:700!important;color:var(--title)!important;margin:30px 0 6px!important}
.hec-nz-communication .prose-p{color:var(--grey)!important;margin:0 0 18px!important;font-size:15px!important}
.hec-nz-communication .small-note{font-size:14.6px!important;color:var(--grey)!important;margin:20px 0 0!important;max-width:72ch!important}
.hec-nz-communication .grid .card p a{color:var(--blue)!important;text-underline-offset:2px!important;display:inline-block!important;padding:11px 0!important;min-height:44px!important;line-height:1.4!important}
.hec-nz-communication .prose h3{max-width:66ch!important}
.hec-nz-communication .glance-card dt{font-size:14px!important}
.hec-nz-communication .glance-card .glance-k{font-size:14px!important}
.hec-nz-communication .prose p a{min-height:44px!important}
.hec-nz-communication .crumb{font-size:14px!important}
.hec-nz-communication .hero-badges li{font-size:14px!important}
.hec-nz-communication .prose p a{display:inline-block!important;padding:10px 0!important;line-height:1.4!important}
.hec-nz-communication .crumb a{padding:12px 8px!important;margin-left:-8px!important;min-width:44px!important;min-height:44px!important;display:inline-flex!important;align-items:center;justify-content:center}
.hec-nz-communication .crumb li{display:inline-flex!important;align-items:center}
.hec-nz-communication .crumb ol{padding:4px 0!important;gap:6px}
.hec-nz-communication .toc li{margin:0 0 8px!important}
.hec-nz-communication .toc a{padding:12px 0!important;min-height:44px!important;display:flex!important;align-items:center}
.hec-nz-communication .seeall a,.hec-nz-communication .nsw a{padding:11px 0!important;min-height:44px!important}
.hec-nz-communication .rel .card h3 a{min-height:44px!important}
}
.hec-nz-communication .foot .issuer-line{margin:14px 0 0!important;color:#B7C6E6!important}.hec-nz-communication .foot .issuer-line a{color:#fff!important;text-decoration:underline!important}@media (max-width:480px){.hec-nz-communication.hec-nz-communication.hec-nz-communication .heroeyebrow,.hec-nz-communication.hec-nz-communication.hec-nz-communication .glance-k,.hec-nz-communication.hec-nz-communication.hec-nz-communication .eyebrow,.hec-nz-communication.hec-nz-communication.hec-nz-communication .core-pill,.hec-nz-communication.hec-nz-communication.hec-nz-communication .core-cert span,.hec-nz-communication.hec-nz-communication.hec-nz-communication .cpd span,.hec-nz-communication.hec-nz-communication.hec-nz-communication .pagenav b,.hec-nz-communication.hec-nz-communication.hec-nz-communication .act-k,.hec-nz-communication.hec-nz-communication.hec-nz-communication .inshort-h,.hec-nz-communication.hec-nz-communication.hec-nz-communication .toclabel,.hec-nz-communication.hec-nz-communication.hec-nz-communication dt,.hec-nz-communication.hec-nz-communication.hec-nz-communication small,.hec-nz-communication.hec-nz-communication.hec-nz-communication .tag{font-size:12px!important}.hec-nz-communication.hec-nz-communication.hec-nz-communication strong>a{display:inline-block!important;padding:1px 0!important}}
/* accent variant: flag */
.hec-nz-communication .section .eyebrow,.hec-nz-communication .section.tint .eyebrow,.hec-nz-communication .section.alt .eyebrow{color:#CC142B!important}.hec-nz-communication .section.navy .eyebrow{color:#F5B82E!important}.hec-nz-communication .prof-go,.hec-nz-communication .res a .tag,.hec-nz-communication .core-item .ci-plus{color:#CC142B!important}.hec-nz-communication .section .section-head h2 i{color:#CC142B!important}.hec-nz-communication .feat-item h3::before{content:"";display:inline-block;width:10px;height:10px;border-radius:50%;background:#CC142B;margin-right:8px;vertical-align:middle}.hec-nz-communication .terms dt{color:#CC142B!important}.hec-nz-communication .hero .heroeyebrow{border-bottom:3px solid #CC142B!important;padding-bottom:18px!important;display:inline-block!important}.hec-nz-communication .hero-badges li.solid{background:#CC142B!important;border-color:#CC142B!important;color:#fff!important}.hec-nz-communication .hero-badges li.offer{border-color:#FF6B7A!important;color:#FFB3B8!important}.hec-nz-communication .glance-card{border-top:5px solid #CC142B!important}.hec-nz-communication .glance-k{color:#CC142B!important}
/* estate: prose links as 24px tap targets */
.hec-nz-communication p a:not(.btn),.hec-nz-communication li a:not(.btn),.hec-nz-communication dd a,.hec-nz-communication td a,.hec-nz-communication small a{padding-top:3px!important;padding-bottom:3px!important}


/* estate: prose links as 24px tap targets */
.hec-nz-communication p a:not(.btn),.hec-nz-communication li a:not(.btn),.hec-nz-communication dd a,.hec-nz-communication td a,.hec-nz-communication small a{padding-top:3px!important;padding-bottom:3px!important}

.hec-nz-communication .grid.auth .card p.auth-more{margin-top:4px;font-size:13px}
.hec-nz-communication .grid.auth .card p.auth-more a{font-weight:500;color:var(--red)}
.hec-nz-communication .clause .clause-gloss{margin:8px 0 0;padding:8px 0 0 14px;border-left:3px solid var(--gold);font-size:.95em;color:var(--navy)}
.hec-nz-communication .clause .clause-gloss strong{color:var(--red)}
.hec-nz-communication .hero .hero-remed{border-left:3px solid var(--gold)!important;padding-left:15px!important;margin:0 0 26px!important;max-width:58ch!important;font-size:1.02rem;line-height:1.55}
@media (max-width:640px){.hec-nz-communication .hero .hero-remed{padding-left:12px!important}}
.hec-nz-communication .hero .hero-badges + .btnrow{margin-top:26px!important}
.hec-nz-communication .hero .heroeyebrow{white-space:normal!important}
.hec-nz-communication .grid.auth .card p{margin:6px 0 0;font-size:14px;color:var(--grey)}
.hec-nz-communication .grid.auth .card a{font-weight:600;color:var(--navy);text-decoration:none;padding:3px 0}
.hec-nz-communication .grid.auth .card a:hover{text-decoration:underline}
/* ---- hero pass (two-style heading with the qualifier, type aligned with the site heroes, NZ red rule, At a Glance as on the other pages) ---- */
.hec-nz-communication .hero h1{font-family:var(--display)!important;font-size:clamp(2rem,4.1vw,3.15rem)!important;font-weight:600!important;letter-spacing:-.012em!important;color:#fff!important;max-width:24ch!important;line-height:1.14!important;margin-bottom:26px!important}
.hec-nz-communication .hero h1 .hx-sub{display:block!important;margin-top:22px!important;padding-top:16px!important;border-top:2px solid rgba(253,199,44,.55);width:fit-content;max-width:38ch!important;font-family:var(--body)!important;font-weight:400!important;font-size:clamp(1.02rem,1.6vw,1.3rem)!important;line-height:1.5!important;letter-spacing:0!important;color:#D7E8DD!important;font-style:normal!important}
.hec-nz-communication .hero h1 .hx-sub b{font-weight:600!important;color:#FDD972!important}
.hec-nz-communication .hero .heroeyebrow{display:inline-block!important;border-bottom:3px solid #CC142B!important;padding-bottom:14px!important;margin-bottom:22px!important}
.hec-nz-communication .hero .glance-card{border-top:5px solid var(--gold)!important;padding:20px 22px!important;max-width:420px!important}
.hec-nz-communication .hero .glance-card .glance-k{font-family:var(--body)!important;font-size:12px!important;font-weight:700!important;letter-spacing:.14em!important;text-transform:uppercase!important;color:var(--navy)!important;margin:0 0 6px!important}
.hec-nz-communication .hero .glance-card dl{display:grid!important;grid-template-columns:112px 1fr!important;gap:0 14px!important;margin:0!important}
.hec-nz-communication .hero .glance-card dt,.hec-nz-communication .hero .glance-card dd{padding:8px 0!important;margin:0!important;border-bottom:1px solid var(--line)!important}
.hec-nz-communication .hero .glance-card dt{font-family:var(--body)!important;font-size:12px!important;font-weight:600!important;letter-spacing:.06em!important;text-transform:uppercase!important;color:var(--grey)!important;line-height:1.4!important;padding-top:10px!important}
.hec-nz-communication .hero .glance-card dd{font-family:var(--body)!important;font-size:13.6px!important;font-weight:600!important;color:var(--navy)!important;line-height:1.45!important}
.hec-nz-communication .hero .glance-card dt:nth-last-of-type(1),.hec-nz-communication .hero .glance-card dd:nth-last-of-type(1){border-bottom:0!important}
.hec-nz-communication .hero .glance-card .issuer{margin-top:14px!important;padding-top:14px!important;border-top:1px solid var(--line)!important}
.hec-nz-communication .hero .glance-card .issuer b{font-family:var(--body)!important;font-size:12.8px!important;font-weight:600!important;color:var(--navy)!important}
.hec-nz-communication .hero .glance-card .issuer small{font-family:var(--body)!important;font-size:12.8px!important;color:var(--grey)!important}
@media(max-width:560px){.hec-nz-communication .hero h1 .hx-sub{margin-top:16px!important;padding-top:12px!important}}
@media(max-width:400px){.hec-nz-communication .hero .glance-card dl{grid-template-columns:84px 1fr!important;gap:0 10px!important}}

/* ---- hero: lede + tick points + closing line instead of the long paragraph (client, 8 Oct) ---- */
.hec-nz-communication .hero .hx-lede{font-size:17px!important;line-height:1.55!important;color:#E6F0E9!important;margin:0 0 16px!important;max-width:60ch!important}
.hec-nz-communication .hero .hx-lede strong{color:#fff!important;font-weight:600!important}
.hec-nz-communication .hero .hx-points{list-style:none!important;margin:0 0 16px!important;padding:0!important;display:grid!important;gap:9px!important;max-width:60ch!important}
.hec-nz-communication .hero .hx-points li{position:relative!important;padding-left:30px!important;font-size:15.5px!important;color:#E6F0E9!important;line-height:1.5!important}
.hec-nz-communication .hero .hx-points li::before{content:""!important;position:absolute!important;left:0!important;top:4px!important;width:18px!important;height:18px!important;border-radius:50%!important;background:rgba(253,199,44,.16)!important;border:1.5px solid var(--gold)!important}
.hec-nz-communication .hero .hx-points li::after{content:"";position:absolute;left:6px;top:8px;width:5px;height:9px;border:solid var(--gold);border-width:0 2px 2px 0;transform:rotate(45deg)}
.hec-nz-communication .hero .hx-close{font-size:15px!important;line-height:1.5!important;color:#BFD3C6!important;margin:0 0 18px!important;max-width:60ch!important}
.hec-nz-communication .hero .hero-remed{margin-top:0!important}

/* ---- hero: eyebrow + red rule span both columns so the At a glance card starts level with the H1 (client, 8 Oct) ---- */
.hec-nz-communication .hero-in{row-gap:0!important}
.hec-nz-communication .hero-in > .heroeyebrow{grid-column:1 / -1!important;justify-self:start!important;max-width:calc(100% - 460px)!important}
@media(max-width:860px){.hec-nz-communication .hero-in > .heroeyebrow{max-width:none!important;margin-bottom:6px!important}}

/* ---- hero ticks: keyword lead (client, 8 Oct) ---- */
.hec-nz-communication .hero .hx-points li b{color:#FDD972!important;font-weight:600!important}

/* ---- v7: four-part response, pull-quotes, CTA strips, collapsed lists (client review, 8 Oct) ---- */
.hec-nz-communication .hx-quote{font-family:var(--serif,Georgia,serif)!important;font-size:1.35rem!important;line-height:1.35!important;color:#0A182E!important;border-left:4px solid #CC142B!important;padding:6px 0 6px 18px!important;margin:22px 0!important;max-width:60ch!important}
.hec-nz-communication .section.tint .hx-quote,.hec-nz-communication .section.navy .hx-quote{color:inherit!important}
.hec-nz-communication .hx-four{list-style:none!important;margin:0 0 22px!important;padding:0!important;display:grid!important;grid-template-columns:repeat(4,1fr)!important;gap:16px!important;counter-reset:part}
.hec-nz-communication .hx-four li{background:var(--card)!important;border:1px solid var(--line)!important;border-top:4px solid #CC142B!important;border-radius:12px!important;padding:18px 18px 18px 18px!important;counter-increment:part;position:relative}
.hec-nz-communication .hx-four li b{display:block!important;font-size:1.05rem!important;color:#0A182E!important;margin:0 0 6px!important;padding-left:36px!important;position:relative!important;line-height:1.3!important}
.hec-nz-communication .hx-four li b::before{content:counter(part)!important;position:absolute!important;left:0!important;top:-2px!important;width:26px!important;height:26px!important;border-radius:50%!important;background:#CC142B!important;color:#fff!important;font-size:13px!important;font-weight:700!important;display:flex!important;align-items:center!important;justify-content:center!important}
.hec-nz-communication .hx-four li span{display:block!important;font-size:14.5px!important;line-height:1.5!important;color:#3B4A63!important}
@media(max-width:980px){.hec-nz-communication .hx-four{grid-template-columns:repeat(2,1fr)!important}}
@media(max-width:560px){.hec-nz-communication .hx-four{grid-template-columns:1fr!important}}
.hec-nz-communication .hx-cta{display:flex!important;align-items:center!important;justify-content:space-between!important;gap:20px!important;margin:28px 0 0!important;padding:18px 22px!important;border-radius:12px!important;background:linear-gradient(140deg,var(--navy-dk),var(--navy-lt))!important;color:#fff!important}
.hec-nz-communication .hx-cta p{margin:0!important;font-size:1.02rem!important;line-height:1.45!important;color:#E6F0E9!important}
.hec-nz-communication .hx-cta p strong{color:#fff!important;display:block!important;font-size:1.08rem!important}
.hec-nz-communication .hx-cta .btn{flex:0 0 auto!important;white-space:nowrap!important}
.hec-nz-communication .section.navy .hx-cta{background:rgba(255,255,255,.08)!important;border:1px solid rgba(255,255,255,.18)!important}
@media(max-width:640px){.hec-nz-communication .hx-cta{flex-direction:column!important;align-items:stretch!important;text-align:center!important}}
.hec-nz-communication details.lessons,.hec-nz-communication details.terms-more{margin:22px 0 0!important;border:1px solid var(--line)!important;border-radius:12px!important;background:var(--card)!important;padding:0 18px!important}
.hec-nz-communication details.lessons summary,.hec-nz-communication details.terms-more summary{cursor:pointer!important;font-weight:700!important;color:#0A182E!important;padding:14px 0!important;list-style:none!important;position:relative!important;padding-left:26px!important}
.hec-nz-communication details.lessons summary::before,.hec-nz-communication details.terms-more summary::before{content:"+"!important;position:absolute!important;left:0!important;top:12px!important;width:18px!important;height:18px!important;border-radius:50%!important;background:#CC142B!important;color:#fff!important;font-size:14px!important;line-height:18px!important;text-align:center!important}
.hec-nz-communication details[open].lessons summary::before,.hec-nz-communication details[open].terms-more summary::before{content:"\2013"!important}
.hec-nz-communication details.lessons dl{margin:0 0 16px!important}
.hec-nz-communication details.lessons dt{font-weight:700!important;color:#0A182E!important;margin:12px 0 2px!important}
.hec-nz-communication details.lessons dd{margin:0!important;color:#3B4A63!important;font-size:14.5px!important;line-height:1.5!important}
.hec-nz-communication details.terms-more dl.terms{margin:0 0 16px!important}
.hec-nz-communication .clause-also{margin:18px 0 0!important;font-size:14.5px!important;line-height:1.6!important;color:#3B4A63!important}
.hec-nz-communication .clause-also b{color:#0A182E!important}
.hec-nz-communication .hx-line{margin:0!important;font-size:1.02rem!important;line-height:1.5!important;color:#3B4A63!important;text-align:center!important}
.hec-nz-communication .hx-line a{color:#CC142B!important;font-weight:700!important}

/* ---- v8: course lines inside the four parts ---- */
.hec-nz-communication .hx-four li .course-line{display:block!important;margin-top:8px!important;font-style:normal!important;color:#0A182E!important;font-weight:600!important}
.hec-nz-communication .hx-four li .course-line em{font-style:italic!important}

/* ---- hero: title spans the grid; At a Glance starts exactly at the gold line under it (client, 8 Oct) ---- */
.hec-nz-communication .hero h1 .hx-title{color:#fff!important}
.hec-nz-communication .hero h1 .hx-title span{color:var(--gold)!important}
@media(min-width:861px){
.hec-nz-communication .hero-in{grid-template-rows:auto auto auto 1fr!important;row-gap:0!important}
.hec-nz-communication .hero-in > .heroeyebrow{grid-row:1!important}
.hec-nz-communication .hero-in > h1{display:contents!important}
.hec-nz-communication .hero-in > h1 .hx-title{grid-column:1 / -1!important;grid-row:2!important;display:block!important;max-width:calc(100% - 460px)!important}
.hec-nz-communication .hero-in > h1 .hx-sub{grid-column:1!important;grid-row:3!important;margin-bottom:22px!important;align-self:start!important}
.hec-nz-communication .hero-in > .hero-main{grid-column:1!important;grid-row:4!important}
.hec-nz-communication .hero-in > .glance-card{grid-column:2!important;grid-row:3 / span 2!important;align-self:start!important;margin-top:22px!important}
}

/* ---- hero points as bullet points (client, 10 Oct): a gold dot in place of the tick ---- */
.hec-nz-communication .hero .hx-points li{padding-left:22px!important}
.hec-nz-communication .hero .hx-points li::before{top:8px!important;left:2px!important;width:7px!important;height:7px!important;border:0!important;border-radius:50%!important;background:var(--gold)!important}
.hec-nz-communication .hero .hx-points li::after{content:none!important;display:none!important}